Mortgage Review Toolkit — Guardian Smith Mortgages

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Briana McDonagh — Mortgage Adviser

Your free mortgage review toolkit

Structure, strategy and goal planning — for existing homeowners reviewing their mortgage and investors growing a portfolio.

Review your mortgage

Refix comparison tool

Compare rates and see what you could save

Mortgage review checklist

Is it time to review your mortgage?

Structure and strategy

Loan structure types

Fixed, floating, revolving credit and more

Split loan calculator

Build and compare loan structures

How equity works

Building, accessing and using equity to grow

Equity calculator

Property value minus your mortgage

Investor tools

Rental yield calculator

Work out if a rental property stacks up

What debt to income limits mean for your borrowing

Rate stress test

See how your repayments change if rates move

Reference

Jargon glossary

LVR, DTI, OCR and more in plain English

Green loans explained

Solar, EVs, heat pumps at 0–1%