Approaching your refix date? Enter your loan details and compare rates to see exactly what a new rate means for your repayments — and what happens if you keep paying the same amount.
$
yrs
Rate comparison
%
VS
%
Current repayment
—
per fortnight
New repayment
—
per fortnight
Saving per fortnightThat is $0 per year back in your pocket.
$0
💡 What if you keep paying your current amount?
If your rate has come down, you could keep your repayments exactly the same as they are now. Every extra dollar goes straight toward reducing your principal — which means you could pay off your loan significantly faster and save on total interest.
Years saved
—
Interest saved
—
Your new rate is higher than your current rate.
Your repayments will increase at refix. This is worth planning for — get in touch and I can help you compare rates across my full lender panel to make sure you are getting the best deal available, and discuss whether your current structure still makes sense.
Not sure what rate to enter?Get in touch and I can tell you what is available right now across my full lender panel — not just your existing bank.
This tool is for illustrative purposes only. Results are estimates based on the figures entered and do not account for lender-specific fees, conditions, or break costs. Always get personalised advice before refixing.