Briana McDonagh
Briana McDonagh Mortgage Adviser · NZ
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Equity Calculator | Briana — Mortgage Adviser
Free Tool

Equity calculator

Find out how much usable equity you have in your property — and what you could unlock for your next move.

Your property details
Max LVR 80% — must retain 20% equity
$
$100k$1M$2M$3M
Slide or type
$
$0$750k$1.5M$3M
Slide or type
Usable equity
$0
Total equity
$0
Breakdown
Property value $0
Mortgage balance $0
Required equity retained $0
LVR (loan-to-value ratio) 0%
Usable equity $0
How your property value is split
Mortgage balance
Required equity
Usable equity
Want to put your equity to work? I can help you understand exactly what your options are.
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⚠️ These figures are estimates based on the property value and mortgage balance you've entered. Actual usable equity will depend on your lender's current LVR policies, property valuation, and your full financial picture. This calculator does not constitute financial advice. For personalised advice, get in touch with Briana.

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Briana McDonagh - Mortgage Adviser
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Briana McDonagh
Briana McDonagh Mortgage Adviser · NZ

Helping first-home buyers, homeowners and investors across New Zealand find the right mortgage with clarity and confidence.

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© 2025 Briana McDonagh. Operating under Guardian Smith Mortgages. All figures are estimates only and do not constitute financial advice.
Part of Guardian Smith Mortgages