Briana McDonagh
Briana McDonagh Mortgage Adviser · NZ
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Mortgage Budget Planner | Briana McDonagh
Free Tool

Mortgage budget planner

Enter your income and expenses to see your full financial picture. Download a personalised PDF budget plan to discuss with your mortgage adviser.

All figures are monthly. Enter your monthly amounts throughout.
💰
Monthly Income
Enter your total take-home income after tax
Per month — after tax
Primary income
$
Secondary income
$
Flatmate / boarder income
$
Rental income
$
Other income
$
Total Monthly Income$0
🏡
Mortgage and Property
Your home loan and associated property costs
Per month
Mortgage repayment
$
Rates
$
Home insurance
$
Body corporate / maintenance
$
Monthly Subtotal$0
🛡️
Insurance
Personal and vehicle insurance premiums
Per month
Life insurance
$
Income protection
$
Health insurance
$
Car insurance
$
Monthly Subtotal$0
🛒
Living Expenses
Day-to-day costs of running your household
Per month
Groceries
$
Power and gas
$
Internet and phone
$
Transport / fuel
$
Childcare / school fees
$
Subscriptions
$
Monthly Subtotal$0
🍽️
Lifestyle and Discretionary
Dining, entertainment, hobbies and personal spending
Per month
Dining out / takeaways
$
Entertainment and hobbies
$
Gym / sports
$
Clothing and personal care
$
Holidays / travel
$
Monthly Subtotal$0
💳
Debt Repayments
Other loans, credit cards, hire purchase
Per month
Car loan
$
Credit card payments
$
Student loan
$
Other debt
$
Monthly Subtotal$0
🏦
Savings and KiwiSaver
Regular savings contributions
Per month
KiwiSaver contribution
$
Regular savings
$
Emergency fund
$
Monthly Subtotal$0
Monthly Budget Summary
All figures per month
Total Income$0
Mortgage and Property$0
Insurance$0
Living Expenses$0
Lifestyle$0
Debt Repayments$0
Savings$0
Total Expenses$0
Monthly Surplus / Shortfall
Income minus all expenses
$0
Fill in your details above
Talk to Briana about your budget →

This budget planner provides estimates only and is intended as a planning tool. All figures are monthly. This does not constitute financial advice. Speak with Briana McDonagh for personalised mortgage and financial guidance.

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Briana McDonagh - Mortgage Adviser
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Briana McDonagh - Mortgage Adviser
Home
About
Get In Touch
Home Buying Toolkit
Blog
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About
Get In Touch
Home Buying Toolkit
Blog
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Briana McDonagh
Briana McDonagh Mortgage Adviser · NZ

Helping first-home buyers, homeowners and investors across New Zealand find the right mortgage with clarity and confidence.

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  • Disclosure statement
© 2025 Briana McDonagh. Operating under Guardian Smith Mortgages. All figures are estimates only and do not constitute financial advice.
Part of Guardian Smith Mortgages