Mortgages made simple.

I'm Briana, a mortgage adviser helping first-home buyers, homeowners and investors across New Zealand find the right lending solution — with clarity, confidence, and no jargon.

Get in touch ? About me

Briana McDonagh

Guardian Smith Mortgages

Available now

29+

Lenders on my panel

Fast

Personal responses, always

100%

No obligation initial chat

What I can help with

Mortgage support for every stage

From getting pre-approved to reviewing your interest rate, I support clients at every stage of their mortgage journey.

Buying Your First Home

Not sure where to start? I'll explain the process clearly and guide you from pre-approval all the way through to settlement.

Reviewing Your Mortgage

I can review your current loan, talk through upcoming refixes, and help you understand whether small changes could make a real difference.

Switching or Refinancing

Looking for a better rate, more flexibility, or a cashback? I'll help you work out if refinancing makes sense and guide you through it.

Using Equity or Top-Ups

If you own a home you may be able to use your equity for renovations, a new property, or other goals. I'll explain what's possible.

Property Investment

Whether it's your first investment property or an addition to your portfolio, I'll help structure your lending to match your long-term goals.

General Mortgage Questions

Not sure where you fit? That's fine. I'm always happy to have a conversation and help you understand your options before making any decisions.

Client Reviews

What my clients say

Real feedback from people I've worked with across New Zealand.

The process

Simple from start to finish

Get in touch

Fill in a quick form or send me a message. I'll personally be in touch soon for a no-obligation chat.

We find the right fit

I'll compare options across my panel of 29+ lenders and explain everything clearly so you can make a confident decision.

I handle the rest

From application through to settlement and beyond, I manage the process and keep you updated every step of the way.

Free Tools

Plan ahead with confidence

Use these free tools to get a clear picture of your repayments and budget before we even chat.

Repayment Calculator

See your weekly, fortnightly and monthly repayments instantly. Add extra payments to see how much interest you could save.

Try the calculator ?

Budget Planner

Map out your full income and expenses to understand your monthly surplus and download a personalised budget plan PDF.

Try the budget planner ?

Mortgages made simple.

Ready to get started?