Briana McDonagh
Briana McDonagh Mortgage Adviser · NZ
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Split Loan Calculator | Briana — Mortgage Adviser
Free tool

Split loan calculator

Split your mortgage across different rate types and terms to see how your repayments add up. Drag the sliders to adjust each portion and experiment with different structures.

Total loan amount
$
Repayment frequency
How your loan is split
⚠️ Your portions add up to more than 100% of your loan. Adjust the sliders to bring this back to 100%.
Summary
$0
Total repayment
0.00%
Blended rate
100%
Loan allocated
💡
This is for illustration only. The right split for your situation depends on your income, goals, how long you plan to stay in the property, and what rates are available right now. Get in touch and I can compare options across my full lender panel and help you work out the best structure for you.
Want help structuring your loan? Getting the split right from day one can save you thousands. Get in touch for a free conversation.
Get in touch →

This tool is for illustrative purposes only. Repayment figures are estimates based on standard principal and interest calculations and do not account for lender fees, break costs, or other conditions. Always get personalised advice before choosing a loan structure.

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Briana McDonagh
Briana McDonagh Mortgage Adviser · NZ

Helping first-home buyers, homeowners and investors across New Zealand find the right mortgage with clarity and confidence.

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© 2025 Briana McDonagh. Operating under Guardian Smith Mortgages. All figures are estimates only and do not constitute financial advice.
Part of Guardian Smith Mortgages