See how your repayments would change if interest rates moved. Banks test your ability to service a loan at a higher rate than you're actually paying — this shows you the same thing, in both directions.
| Scenario | Rate | Repayment | Change |
|---|
Over the lifetime of your loan, interest rates will rise and fall. That's just the normal rate cycle, it's not a sign anything has gone wrong. It's not something you can control, but it is something you can plan for. Knowing roughly what your repayments could look like if rates move either way means you're prepared whichever direction they go, rather than being caught off guard.