Mortgage Adviser · NZ
Mortgages made simple.
I'm Briana, a mortgage adviser helping first-home buyers, homeowners and investors across New Zealand find the right lending solution — with clarity, confidence, and no jargon.
Briana McDonagh
Guardian Smith Mortgages
Available now
29+
Lenders on my panel
Fast
Personal responses, always
100%
No obligation initial chat
What I can help with
Mortgage support for every stage
From getting pre-approved to reviewing your interest rate, I support clients at every stage of their mortgage journey.
Buying Your First Home
Not sure where to start? I'll explain the process clearly and guide you from pre-approval all the way through to settlement.
Reviewing Your Mortgage
I can review your current loan, talk through upcoming refixes, and help you understand whether small changes could make a real difference.
Switching or Refinancing
Looking for a better rate, more flexibility, or a cashback? I'll help you work out if refinancing makes sense and guide you through it.
Using Equity or Top-Ups
If you own a home you may be able to use your equity for renovations, a new property, or other goals. I'll explain what's possible.
Property Investment
Whether it's your first investment property or an addition to your portfolio, I'll help structure your lending to match your long-term goals.
General Mortgage Questions
Not sure where you fit? That's fine. I'm always happy to have a conversation and help you understand your options before making any decisions.
Client Reviews
What my clients say
Real feedback from people I've worked with across New Zealand.
The process
Simple from start to finish
1
Get in touch
Fill in a quick form or send me a message. I'll personally be in touch soon for a no-obligation chat.
2
We find the right fit
I'll compare options across my panel of 29+ lenders and explain everything clearly so you can make a confident decision.
3
I handle the rest
From application through to settlement and beyond, I manage the process and keep you updated every step of the way.
Free Tools
Plan ahead with confidence
Use these free tools to get a clear picture of your repayments and budget before we even chat.
Repayment Calculator
See your weekly, fortnightly and monthly repayments instantly. Add extra payments to see how much interest you could save.
Try the calculator ?
Budget Planner
Map out your full income and expenses to understand your monthly surplus and download a personalised budget plan PDF.
Try the budget planner ?